Government bonds, U.S. Treasury Bills, Notes, and Bonds are guaranteed only as to timely payment of principal and interest, and if held to maturity, offer a fixed rate of return and fixed principal value. Government bonds and U.S. Treasury Securities do not eliminate market risk. Portfolios investing in these securities are not guaranteed and will fluctuate in value with time. The purchase of bonds is subject to availability and market conditions. There is an inverse relationship between the price of bonds and the yield: when price goes up, yield goes down, and vice versa. Market risk is a consideration if sold or redeemed prior to maturity. Some bonds have call features that may affect income. High yield/junk bonds invest substantially in lower-rated bonds and are issued by companies without long track records of sales and earnings, or by those with questionable credit strength. Money market and other capital preservation funds are neither insured nor guaranteed by the U.S. Government or the FDIC, and there is no assurance that a $1.00 share price or book value will be maintained. Please consult your financial professional for information specific to your situation.

Zeller Kern in the Media

Comstock’s Magazine

11/1/2012

Timing is Everything – Negotiating Retirement with your Spouse

Steve Zeller talks about retirement planning and making adjustments along the way.

Comstock’s Magazine

5/1/2012

We are the 1%: How the 1 percent gets wealthy and stays wealthy. Or not.

Steve Zeller comments on real estate investment.

Comstock’s Magazine

5/1/2011

How to Plan a Business Exit Strategy

Steve Zeller and Trevor Kern talk about how to sell your business for top dollar.

Comstock’s Magazine

1/1/2011

How to Preserve Family Wealth

Steve Zeller and Trevor Kern discuss a process for preserving and growing family wealth.

Sacramento Bee

11/17/2010

Ask The Experts

How best to allocate an elderly relative's money. Steve Zeller advises.

Sacramento Bee

11/01/2010

Ask The Experts

In 60s, refinance to shorter-term mortgage? Steve Zeller advises.

Sacramento Bee

10/13/2010

Ask The Experts

Get out of debt first before adding to retirement savings. Steve Zeller advises.

This communication is strictly intended for individuals residing in the states of AR, AZ, CA, CO, FL, GA, IL, IN, ME, MN, MT, NJ, NV, OH, OR, PA, SC, TX, and WA. No offers may be made or accepted from any resident outside these states due to various state regulations and registration requirements regarding financial investment products and services. The financial consultants of Zeller Kern are registered representatives and investment adviser representatives with and offer securities and advisory services through Commonwealth Financial Network, Member FINRA Financial Investor Regulatory Authority / SIPC Security Investor Protection Corporation, a registered investment advisor.

Serving clients from offices in Gold River, CA and the nearby cities of Roseville, Folsom and Davis, Zeller Kern Private Wealth management, Inc., a registered investment advisor is a leading Sacramento Financial Advisor and Retirement Planning firm.